How Personal Loans Work

How it Works?

When you need cash now, with no resolution in sight, a personal loan can be the answer to your problems.

TrustedPersonalLoans.com is not a personal loan Lender. We work with a large network of Direct Lenders that use our proprietary service in order to assist consumers in need of a loan. When you utilize the TrustedPersonalLoans.com secure process, you save time and energy by getting connected directly to a Lender, all while keeping your information safe and protected.

Simply fill out the short form and we will attempt to connect you with a Lender. TrustedPersonalLoans.com will search our vast network and attempt to connect you with a Lender who is able to provide you the cash you need. Our lenders believe in responsible lending and will present customers with their loan options and specific terms before finalizing a loan.

You may have to fill out some additional information once you get to your Lender’s website so please follow the Lender’s instructions carefully. When the loan is finalized, your money may be electronically deposited into your bank account or picked up at a storefront location. When the loan is due, you will make your payment based on your agreement with the lender.

What is a Personal Loan?

Personal loans are small unsecured loans typically ranging from $200 to $10,000 and can be dependent on the borrower’s state, as well their credit score, employment and loan history. They are also known as cash advances, short term loans, installment loans, cash loans, fast cash, fast loans, bad credit loans, deferred deposit and a number of other things because there is no collateral required to be approved.

If you need to cover unexpected expenses like car trouble, or household repairs, emergency medical bills or simply need extra cash for a vacation or event, a personal loan can quickly help your financial situation.

Why do consumers search for a personal loan through TrustedPersonalLoans?

TrustedPersonalLoans.com works with a large network of Direct Lenders that use our proprietary service in order to assist consumers in need of a loan. When you utilize the TrustedPersonalLoans.com secure process, you save time and energy by getting connected directly to a Lender, all while keeping your information safe and protected. We do our best to connect each consumer with a lender.

Loan Terms

While specific terms of a personal loan will vary depending on your state, the Lender you are working with and your particular circumstances, here is a general range of common terms:

  • Loan amount: $200-$10,000
  • Typical APR rates: 25%-1200%. Annual percentage rate (APR) will vary based on your repayment history, credit score and other factors

Depending on your lenders terms, you may have the option to repay the loan in full before the due date and only pay the interest rate for the period of time that the loan was outstanding.

Easy Process

TrustedPersonalLoans.com strives to make the connecting process as simple as possible for our customers. We collect only the information necessary, while saving you time and energy by connecting you with a direct Lender. Our process is safe and secure and uses top of the line technology to ensure your information is protected.

Eligibility Requirements

To be eligible to submit a request, a customer should:

  • Have an open bank account that uses direct deposit.
  • Be over the age of 18.
  • Be actively employed or have a regular source of income.
  • Provide accurate and truthful information when completing the form, including SSN and bank number to allow for proper identification.

To be approved for a loan, you need to meet the requirements of the specific Lender with whom you are connected. The Lender will evaluate your loan request and determine whether you are eligible based on their own set of approval criteria. Factors such as income, direct deposit of your pay, past loan history and state of residence, may affect the approval and/or terms of your loan.

Approval by Lender

TrustedPersonalLoans.com will process your request in a secure environment, and work to connect you to our vast lender network. Once you have been connected with a Lender, you should thoroughly review the specific interest rate and fees that will apply to your loan. It is also important to check the repayment options and to understand the agreement made between you and the Lender. At any point in the process, it is your right to decide whether or not you wish to continue with the terms offered. If you are connected with a Lender, the Lender will contact you to complete the process, review the terms of your loan and discuss repayment and extension options.

Funding Timeframe

Lenders typically process the loan immediately so that it will be available in your account the following business day after the loan is approved. If you submit a request on a weekend or holiday, the money will usually be sent to you by your Lender the next business day.

Loans Available from
$200 up to $10,000

  • Various lengths of loan terms available
  • Safe, Secure & Easy Process
  • No hidden charges or upfront fees